Flores Surname Meaning and Origin - About Genealogy

The surname Flores has existed in Spain since the 12th century, but a common origin has not been found. It is believed to most likely derive from the given name Floro, meaning flower from the Latin flos. Flores is the 55th most popular surname in the United States and the 15th most common Hispanic surname. Surname Origin:  Spanish Alternate Surname Spellings:  FLOREZ, FROYLEZ, FROLAZ, FLORIZ, FLORAZ, FLOR, FLORAN, FLORIAN, FLORIO, FLORIS, FLORI Famous People With the Surname FLORES Pedro Flores - inventor of the yo-yoFrancisco  Flores  Perez - former president of El SalvadorJuan Josà © Flores  - first president of EquadorMarco Antonio Flores  - Guatemalan writer and poetJosà © Asuncià ³n Flores  - Paraguayan composerSalvador Flores -  Alamo defender; recruiter of volunteers in support of the Texas Revolution Where Do People With the FLORES Surname Live? The surname distribution data at  Forebears  ranks Flores as the 167th  most common surname in the world, identifying it as most prevalent in Mexico and with the highest density in Honduras. The Flores surname is actually the most common surname in the nation of Bolivia, and also ranks among the top ten last names in Peru (2nd), El Salvador (4th), Honduras (5th), and Guam (10th) and Mexico (10th). It is also common within Guatemala, Chile, Venezuela, Belize and Argentina.  Within Europe, Flores is most frequently found in Spain, according to  WorldNames PublicProfiler, especially the western provinces of  Badajoz and  Cà ¡ceres. The Flores surname is also found throughout the United States, where it is most common in the states of California and New Mexico. Genealogy Resources for the Surname FLORES 100 Most Common Spanish SurnamesHave you ever wondered about your Spanish last name  Ã‚  and how it came to be? This article describes common Spanish naming patterns, and explores the meaning and origins of 100 common Spanish surnames. How to Research Hispanic HeritageLearn how to get started researching  your Hispanic ancestors, including the basics of family tree research and country specific organizations, genealogical records, and resources for Spain, Latin America, Mexico, Brazil, the Caribbean and other Spanish speaking countries. Flores Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Flores family crest or coat of arms for the Flores surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted.   Flores Family Genealogy ForumSearch this popular genealogy forum for the Flores surname to find others who might be researching your ancestors, or post your own Flores query. FamilySearch - FLORES GenealogyAccess over 6.3 million free historical records and lineage-linked family trees posted for the Flores surname and its variations on this free genealogy website hosted by the Church of Jesus Christ of Latter-day Saints. FLORES Surname Family Mailing ListsThis free mailing list for researchers of the Flores surname and its variations includes subscription details and a searchable archives of past messages. DistantCousin.com - FLORES Genealogy Family HistoryExplore free databases and genealogy links for the last name FLORES. The Flores Genealogy and Family Tree PageBrowse family trees and links to genealogical and historical records for individuals with the last name Flores from the website of Genealogy Today. ----------------------- References: Surname Meanings Origins Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998. Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003. Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003. Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997. Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

Good Health And Wellbeing Through Exercise 7 - 1434 Words

Good Health and Wellbeing Through Exercise 7 Exercising also gives people discipline. It teaches people about hard work, failure, and success. This is because almost all of life’s lessons about failure and success can be learned from just one workout session. When people exercise, they put a lot of pressure on their body and spend a lot of energy, so it does not take long for their body to become tired. When the body starts to get tired, it sends pain signals to the brain and the brain first thought is to stop whatever is putting pressure on the body, so the pain will go away. Therefore, it will send all types of messages to try to make the person stop working out. This is similar to the process anyone has to go through in order to be successful, like when college students spend hours studying in order to reach a certain goal. The process is very difficult and everyone experiences obstacles along the way, so naturally the mind starts to question itself and the persons intentions which becomes stressful and at some point in time it makes most people just want to give up and stop trying. However, during exercise, whenever anyone gets through those thoughts of quitting, and through the painful hard work that it takes to finish the workout they become stronger, not only physically but mentally as well. When most people begin exercising, they find it hard to believe that doing just a bit of physical activity everyday will physically change their body and make them lookShow MoreRelatedEarly Childhood Teacher And A Psychologist1525 Words   |  7 Pages â€Æ' Item Title Page 1. Introduction 3 2. Job Description 7-5 2.1. Early Childhood Teacher 4 2.1.1 Tasks 5 2.1.2. Personal Requirements 5 2.1.3. Education and Training 5 2.2. Psychologist 5-7 2.2.1 Tasks 5 2.2.2. Personal Requirements 6 2.2.3. Education and Training 7 3. My Personal Skills, Attributes and Values 7-8 3.1. Skills 7 3.2. Attributes 7 3.3. Values 8 4. Which Job Do I Suit Better? 8 Contentsâ€Æ' 1. Introduction Two jobs that I have always been extremely interested in include, an early childhoodRead MoreAn Evaluation Will Be Deducted On The Health Inequalities Among Australians1689 Words   |  7 Pagesdeducted on the health inequalities among Australians. Secondly, a further evaluation to appraise and identify the causes, scope and impact on the health and well-being of [the] individual (s), families and community. Thirdly, describe the paradigms and accountabilities that Government and non-Government Organisations [NGO] assume across community services and health sectors to improve the health and wellbeing of Australians. 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It occurs when you eat and drink more calories than you burn through exercise and normal daily activities. Your body stores these extra calories as fat. Obesity also has an affect on things other than your weight like: your energy, health, and economic wellbeing. Obesity has been increasing lately and, despite the many causes of it, the most standard are psychological, enviro nmental, and genetic. The most obvious

International Finance Science and Business Media

Question: Discuss about the case study International Finance for Science and Business Media. Answer: Introduction: Blades will have to incur $94500 if it uses the call option with exercise price of $0.00756 and $99000 for the call option with exercise price of $0.00792. It has to pay option premium of $1890 for the first option and $1417.5 for the second option. Therefore, the company has to bear total cost of ($94500+$1890) $96390 for the first option and ($99000+$1417.5) $100417.5 for the second option. Therefore, it can be stated that if Blades does not consider the future price then it should use the call option with the exercise price of $0.00756 to hedge its yen payables. On the other hand, The future price is expected to be lesser than both the exercise prices. Hence, if the company considers the future price for decision-making, it should go for the exercise price of $0.00792, as the loss on option premium will be lesser for this exercise price than the exercise price of $0.00765 (Jacque, 2013). The company may allow its yen position to be unhedged as the market forecasts exhibits that the future price will be lesser than both the exercise price. Moreover, yens future value was not affected by the uncertainty, caused by the recent event. Hence, it can purchase the supplies through future contract But it should be noted that the future prices are forecasted on part risk calculations and part assumptions. Therefore, it cannot be 100% accurate all the time. Moreover, as stated in the case study, the historical records shows that the yens value was highly volatile. Therefore, the company should hedge its yen payables to avoid the risk factors related to the foreign currency exchange (Kroencke et al., 2014). It is expected that the future purchase price of yen in dollar will fall from $0.0072 to $0.006912. It means that the value of yen is expected to increase in future. Therefore, the speculators, who attempt to capitalize the yens movement over 2 months, will surely become willing to buy yen now at the future spot rate. The more the speculators will buy yen at the specified spot rate, the more the demand of yen will increase, which, on turn, will create upward movement in the future value of yen. This practice will continue until the future value of yen become equal to $0.006912. The expected cost of the contract on the basis of various alternatives are calculated in the following chart:- Cost Analysis:- Call Option 1 Call Option 1 Particulars Future Contract Unhedged Option 1 Option 2 Option 1 Option 2 Total Exercise Price 0.00756 0.00792 0.00756 0.00792 Future Price/ Spot Rate 0.006912 0.006912 Option Premium 0.0001512 0.0001134 0.0001512 0.0001134 Total Unit 12500000 12500000 12500000 12500000 6250000 6250000 12500000 Cost of Contract 86400 86400 96390 100417.5 48195 50208.75 98403.75 Effective Contract Price 86400 86400 86400 86400 86400 Add : Loss for Option Premium 1890 1417.5 945 708.75 1653.75 Total Cost 86400 86400 88290 87817.5 88053.75 As per the calculations shown above, it can be stated that the future contract and the unhedged alternatives should be optimal choice of the company. The future contract options should be considered as the lowest cost alternative in terms of actual cost incurred for the company. The cost analysis, shown above, explains that the call options will cause more expense due to the payment of optional premium. The unhedged alternative will incur same cost as the future contract. But the risk factor in unhedging option is more than the future contract. Therefore, future contract alternative can be considered as the only option, which will incur lesser cost than the call options and includes lesser risk than the unhedging option (Menkhoff et al., 2012). If the yen value increases with the standard deviation by ($0.0005x2)$0.001 on the future spot rate, then the cost analysis of the contract will be as follows:- Cost Analysis:- Call Option 1 Call Option 1 Particulars Future Contract Unhedged Option 1 Option 2 Option 1 Option 2 Total Exercise Price 0.00756 0.00792 0.00756 0.00792 Future Price/ Spot Rate 0.006912 0.006912 Option Premium 0.0001512 0.0001134 0.0001512 0.0001134 Total Unit 12500000 12500000 12500000 12500000 6250000 6250000 12500000 Cost of Contract 86400 86400 96390 100417.5 48195 50208.75 98403.75 Future Price 0.006912 0.006912 0.006912 0.006912 0.006912 Add : Standard Deviation 0.001 0.001 0.001 0.001 0.001 Expected Future Price 0.007912 0.007912 0.007912 0.007912 0.007912 Total Unit 12500000 12500000 12500000 12500000 12500000 Expected Cost 98900 98900 98900 98900 98900 Effective Contract Value 98900 98900 96390 98900 98403.75 Add : Loss for Option Premium 1417.5 Total Cost 98900 98900 96390 100317.5 98403.75 The above table denotes that for the stated consequence, the best alternative of the company will be the call option with the exercise price of $0.00756,plus, option premium of $0.0001512. By exercising this option, the company can save almost $2500. The foreign exchange quotations are not appropriate. There is vast scope of earning profit from arbitraging due to the differences in the bidding and asking rates of the two banks (Singh, 2015). In the following table, it has been shown how the company can earn profit by arbitraging in the given scenario:- Calculation of Profit from Arbitraging :- Particulars Amount Investment in Arbitrage $100,000 Asking rate of MinZu Bank $0.0227 Baht Converted from Dollar 4405286.344 Bidding Rate of Sobat Bank $0.0228 Dollar Converted from Baht $100,440.53 Profit from Arbitage $440.53 The following table describes how the company can earn profit from triangular arbitrage due to differences in the cross exchange rate of dollar, thai baht and yen:- Calculation of Profit from Triangular Arbitraging :- Particulars Amount Investment in Arbitrage $100,000 Asking rate of Thai Baht $0.0227 Baht Converted from Dollar 4405286.344 Bidding Rate of Japanese Yen 2.69 Yen Converted from Baht 11,850,220.26 Bidding Rate of Dollar $0.0085 Dollar Converted from Baht $100,726.87 Profit from Arbitrage $726.87 The company can earn additional profit of $836 from covered arbitrage process. The calculation is presented in the following table:- Calculation of Profit by Investing in Foreign Market:- Paticulars Investment in Thai Money Market Investment in US Money Market Investment in Dollar $100,000.00 $100,000.00 Asking Rate for Thai Baht $0.0227 Dollar Convert into Thai Baht 4405286.34 Interest Rate 3.75% 2% Amount Received on Maturity 4570484.58 $102,000.00 Forward Rate $0.0225 Thai Baht converted into Dollar $102,835.90 Total Future Value of Investment $102,835.90 $102,000.00 Profit from Covered Arbitrage $835.90 The arbitrage opportunities use to disappear soon after they have been discovered due to the activities of the arbitrageurs. When the arbitrageurs use to purchase or sell more foreign currencies to capitalize the arbitrage opportunity, the supply and demand position of the foreign currencies also use to change accordingly and ultimately when supply demand of the currencies reaches to the equilibrium state the arbitrage opportunity disappears (Ranaldo,2012). For example, the covered interest arbitrage would create immediate demand for the Thai Baht, which, in turn, would create upward pressure on the spot rate of Thai Baht and the subsequent sale would create downward pressure on the forward rate of the currency. Thus, due the upward and downward pressures, when the spot rate and forward rate would become equal, then the interest arbitrage would not possible any more (Pasquariello, 2015). The equilibrium state is called as interest rate parity (IRP) Reference List: Jacque, L. L. (2013).Management and control of foreign exchange risk. Springer Science Business Media Kroencke, T. A., Schindler, F., Schrimpf, A. (2014). International diversification benefits with foreign exchange investment styles.Review of Finance,18(5), 1847-1883 Menkhoff, L., Sarno, L., Schmeling, M., Schrimpf, A. (2012). Carry trades and global foreign exchange volatility.The Journal of Finance,67(2), 681-718 Pasquariello, P. (2015). Government Intervention and Arbitrage.Ross School of Business Paper, (1240) Ranaldo, A. (2012). Limits to Arbitrage During the Crisis: Funding Liquidity Constraints and Covered Indterst Parity Singh, S. (2015). IMF, FOREX, and International Business in Emerging Markets. InThe Palgrave Handbook of Experiential Learning in International Business(pp. 714-729). Palgrave Macmillan UK

Report on Climate Change and its Global Implications in Hospitality and Tourism

Summary These days, climate change has become one of the most urgent questions, especially for sectors that are dependent on the environment, such us tourism, for example: â€Å"weather and climate have a strong influence on the tourism† (Scott, 2003, p. 1).Advertising We will write a custom report sample on Report on Climate Change and its Global Implications in Hospitality and Tourism specifically for you for only $16.05 $11/page Learn More This paper presents and discusses the issues concerning the relationships between the climate change and particular touristic destinations and the impact of the global climate change on hospitality sector. In order to justify the importance of the subject, we analyzed several researches concerning this problem. Thus, some research focus on the cost of climate change for the tourism industry (World Tourism Organization, 102). Other researches (Gaita, Both, 2007; Mouaffalo, 2007) focus on the â€Å"the transla tion of the global debate on tourism and climate change into the discourses of local tourist stakeholders† and â€Å"importance of the Tourism and Hospitality sector for American economy†. A number of researches (Amelung, Nicholls, Viner, 2007; Micioni, 2009; Goodwin and Walmsley, 2010) argue that tourism is an industry directly dependant on climate. Introduction Global climate change has a great impact on tourism and hospitality all over the world. Dr. Daniel Scott (2003) mentions that â€Å"our understanding of the potentially profound impacts of global climate change on the tourism sector remains equally limited† (1). Thus, a closer look should be provided on this issue, as the climate change can cause economical, socio cultural and environmental changes in the areas which economy is dependent on tourism. In this regard, â€Å"going green has become the â€Å"it† topic of the past several years and continues to gain traction† (Micioni, 2009, p. 4 ). The climate changes can cause shifts in some components of the tourist industry. Gaita and Both (2007) provide the idea that â€Å"it is urgent to face climate change as one of the greatest challenges†¦Ã¢â‚¬  (p. 2). Consequently, a serious attention should be paid to this issue, but the international community still does not gives a closer look to the problem.Advertising Looking for report on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More The aim of this research is to follow what consequences a global climate change can have on tourism and hospitality and what areas of this industry suffer the greatest changes. Main body These days, climate change going through the phase of considerable changes that influences negatively on the Hospitality and Tourism industry. These activities compose the biggest industries all over the world and for many regions present the first source of income, but, â€Å"it is still surprisingly noticeable that the Hospitality and Tourism literature pays little attention to climate and climatic change† (Mouaffalo, 2007, n. pag.) The causes of climate change are global, however, impacts are also experienced locally (World Tourism Organization, 2008, 102). Thus, due to the economic significance of this industry, climate changes that, â€Å"have significant consequences for the earth’s biodiversity† (Goodwin and Walmsley, 2010, p. 2) can influence economic, social and environmental stability of particular regions. They can lead to the â€Å"the lost of profit due to the inefficient use of resources and facilities† (Mouaffalo, 2007, n. p.). Changes in the environment can cause the shifts in the tourist locations, and such elements as too high temperature can influence negatively the tourist satisfaction. The reduction of the flow of tourists leads to closure of many facilities which serve as work places for local people, as a consequence, many people can lose jobs. The effect of the climate changes â€Å"will depend greatly on the flexibility demonstrated by institutions and tourists†. (Amelung, Nicholls, Viner, 2007, p. 1). A significant step in this direction was made in 2003 during the first International Conference on Climate Change and Tourism in Djerba (Mouaffalo, 2007, n. p.). As a result of this conference, the World Tourism Organization took a decision to raise the interest of the international community to relationships between climate change and tourism.Advertising We will write a custom report sample on Report on Climate Change and its Global Implications in Hospitality and Tourism specifically for you for only $16.05 $11/page Learn More Though, the international community pays some attention to the issue, there are still some limitations that prevent the forecasting of the consequences of the climate changes for tourism, as â€Å"little attempt has been made to increase consume r understanding of the impacts is holidays† (Hares, Dickinson, and Wilkes, 2010, p. 466). The main limitation is that it is hard to identify the local effect of the global warning and other climate changes. Conclusion The problem of the climate change and its influence on tourism and hospitability deserves high attention of the international community. The phenomenon of the climate change affects all major activities in the economies of separate countries, as well as in the world economy. Though, according to Srefan Gossling (2009), â€Å"an increasing number of destinations now plan to become â€Å"carbon neutral† (p. 17), the main task of the international community is to focus attention on the impact of the climate change on separate tourist locations and find solutions to the problem. Recommendations One of the ways to overcome negative consequences of the climate changes is to unite forces and find common decisions to the problem. In particular, as Amelung, Nichol ls, Viner (2007) suggest, â€Å"developed countries should provide assistance to less developed countries in order to enhance their adaptive capacity for climate change through various funding mechanisms.†(p. 1) List of References Amelung, B., Nicholls, S., and Viner, D. (2007). Implications of Global Climate Change for Tourism Flows and Seasonality. Journal of Travel Research, 45 (3), 285-296. Gaita, R., Both M. Climate change and local awareness: a comparative study on tourism stakeholders in Zandvoort (NL) and Costa del Sol (ES). Web. Hares, A., Dickinson, J., and Wilkes, K. (2010). â€Å"Climate change and the air travel decisions of UK tourists†. Journal of Transport Geography, 18: 466-473.Advertising Looking for report on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More Goodwin, H. and Walmsley, A. (2010). Indulging Indulgence – Tourism, Carbon Offsetting and Climate Change. Web. Gossling, S. (2009). â€Å"Carbon neutral destinations: a conceptual analysis†. Journal of Sustainable Tourism, 17(1): 17-37. Micioni, C. W. (2009). â€Å"Going green in the hospitality industry† UNLV Theses/Dissertations/Professional Papers/Capstones. Paper 642. Web. Mouaffalo, H. (2007). The Real impact of Climate Change on Hospitality and Tourism In US. Memoire Online. Web. Scott, D. (2003). Climate Change and Tourism in the Mountain Regions of North America. 1st International Conference on Climate Change and Tourism Djerba, Tunisia. Web. World Tourism Organization, United Nations Environment Programme. (2008).  Climate Change and Tourism: Responding to Global Challenges. Madrid, UNEP/Earthprint. This report on Report on Climate Change and its Global Implications in Hospitality and Tourism was written and submitted by user Brantley Diaz to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.